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All documents contained in the online course are listed below.  Simply click on a document to open it.

  • Baydas, Mayade, Douglas Graham and Lisa Valenzuela. "Commercial Banks in Microfinance: New Actors in the World of Microfinance," USAID Microenterprise Best Practices Project Paper, 1997. [pdf file]
  • Bazoberry, Eduardo. "We Aren't Selling Vacuum Cleaners:PRODEM's Experience with Staff Incentives,"MicroBanking Bulletin, Issue No. 6, April 2001.  [pdf file]
  • Brand, Monica. "New Product Development for Microfinance: Evaluation and Preparation,"Microenterprise Best Practices Technical Notes Numbers 1 and 2, September 1998.  [pdf file #1]  [pdf file #2]
  • CGAP. "Anatomy of a Microfinance Deal,” Focus Note No. 9, August 1997.  [pdf file]
  • CGAP. "Appraisal Format Spreadsheet, Addendum to Format for Appraisal of Microfinance Institutions," CGAP Technical Tools Series No. 4, July 1999.  [pdf file]   [Excel spreadsheet]
  • CGAP. "Commercialization and the Mission Drift: The Transformation of Microfinance in Latin America," Occasional Paper no. 5, January 2001.  [pdf file]
  • CGAP. "Cost Allocation for Multi-Service Microfinance Institutions," Occasional Paper No. 2, April 1998.  [pdf file]
  • CGAP. Disclosure Guidelines for Financial Reporting by Microfinance Institutions. Washington, D.C.: CGAP. Provisional version. January 2001.  [pdf file]
  • CGAP.  "Financial Sustainability, Targeting the Poorest, and Income Impact: Are There Trade-offs for Micro-finance Institutions?" Focus Note No. 5, December 1996.  [pdf page]
  • CGAP. "Format for Appraisal of Microfinance Institutions," Technical Tool Series No. 4, July 1999.  [pdf file]
  • Rosenberg, Rich. "Measuring Microcredit Delinquency: Ratios Can Be Harmful to Your Health," CGAP Occasional Paper No. 3, June 1999.  [pdf file]
  • CGAP. "Microcredit Interest Rates," Occasional Paper No. 1, August 1996.  [pdf file]   [Excel spreadsheet]
  • Chen, Martha Alter and E. Dunn.  "Household Economic Portfolios". USAID, AIMS Desk Study, Microenterprise Impact Project, USAID, June 1996.  [pdf file]
  • Christen, Robert Peck.  "Bulletin Highlights," MicroBanking Bulletin, Issue No. 4, February 2000, pp. 41-47.  [pdf file]
  • Christen, R.P, Rhyne, E, Vogel, R, McKean, C.  Maximizing the Outreach of Microenterprise Finance: An analysis of successful microfinance programs. Washington, D.C.: USAID Program and Operations Report No. 10, 1995.  [pdf file]
  • Christen, Robert Peck and E. Rhyne. "Microfinance enters the Marketplace," USAID Microenterprise Publications.  [pdf file]
  • Churchill, Craig. "Managing Growth: The Organizational Architecture of Microfinance Institutions", USAID Microenterprise Best Practices Project Paper. pp. 7-26, 81-87   [pdf file]
  • "Evolution of Credit Methodologies Concept Paper", Microenterprise Best Practices, Concept Paper Number 12, March 1997.  [pdf file]
  • GTZ. "Comparative Analysis of Savings Mobilization Strategies,"Focus Note No. 13 Washington, DC: CGAP, 1997.  [pdf file]
  • Henry, Carla, Sharma Manohar, et al.  Assessing the Relative Poverty of Microfinance Clients: A CGAP Operational Tool. Washington, D.C.: CGAP, 2000.  [pdf file]
  • Holtmann, Martin.  "Designing Financial Incentive to Increase Loan Officer Productivity: Handle with Care!" MicroBanking Bulletin, Issue No. 6, April 2001.  [pdf file]
  • Hulme & Mosley.  "Trade-offs." CGAP Focus Note No. 5. December 1996.   [pdf file]
  • Levy, Fred D. "Apex Institutions in Microfinance," CGAP Occasional Paper no. 6, November 2001.  [pdf file]
  • Lunde, Shirley. "Business Planning and Financial Modeling for Microfinance Institutions: A Handbook," CGAP Technical Tool Series No. 2, September 2001.  [pdf file]
  • "Principles of Financially Viable Lending To Poor Entrepreneurs," USAID Microenterprise Development Brief Number 3, February 1995.  [pdf file]
  • Rhyne, Elisabeth. "The Ying and Yang of Microfinance: Reaching the Poor and Sustainability", MicroBanking Bulletin, No. 2 (July 1998), pp. 6-9.  [pdf file]
  • Rock, Rachel, Maria Otero and Sonia Saltzman. "Principles and Practices of Microfinance Governance," USAID Microenterprise Best Practices Project Paper, 1998.  [pdf file]
  • Rosenberg, Rich. "The Rush to Regulate: Legal Frameworks for Microfinance," CGAP. Occasional Paper No. 4, April 2000.  [pdf file]
  • Rosenberg, Richard. "Talking about Performance Ratios: Measuring Client Retention," MicroBanking Bulletin, 6 (2001), pp. 26-27.  [pdf file]
  • Rutherford, Stuart. The Poor and Their Money. Institute for Development Policy and Management, January 1999. pp. 13-30.  [pdf file]
  • Rutherford, Stuart. "Raising the curtain on the 'microfinancial services era'," CGAP Focus Note No. 15, May 2000.  [pdf file]
  • Rutherford, Stuart. "Savings and the Poor: the methods, use and impact of savings by the poor in East Africa," MicroSave – Africa, May 1999.  [pdf file]
  • Schreiner, Mark.  "Aspects of Outreach: A framework for the discussion of the social benefits of microfinance," Paper for Discussion, 1999.  [pdf file]
  • Tucker, William R. "Effective Interest Rate," Paper, Bankakademie Micro Banking Competence Center, 5-6 September 2000.  [pdf file]
  • Wright, Graham. "Principles and Practices: Myths of Regulation and Supervision," MicroSave – Africa, 12 January 2000.  [pdf file]

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Blended Learning Course

The Tokyo Development Learning Center and its partners periodically offer a fee-based Microfinance Training of Trainers blended learning course based on the content of this free online course. The blended learning course provides additional lectures, opportunities to ask questions, tutoring, homework, and exams. Successful completion of the blended learning course also provides a certificate of completion to successful students, whereas this free online course does not. Please visit the Microfinance Training of Trainers Course information page for more details on this course

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